ZIP codes in Saginaw County, Michigan
Saginaw County has 27 ZIP codes. 10 lie entirely inside it and 17 are shared with neighboring counties, so part of their land and their people are elsewhere. About 185,757 people live in the parts inside it (ACS 2020–2024).
By the All Map Tools Team
- ZIP codes
- 27
- 1 more just touches the border (under 1% of their land)
- Entirely inside
- 10
- 99% or more of their land
- Shared with other counties
- 17
- Most with Bay County (5)
- Most populated ZIP
- 48601
- 31,601 people · Saginaw
- Least populated ZIP
- 48614
- 943 people
- Largest ZIP by land
- 48601
- 104 sq mi · Saginaw
Map of the ZIP codes in Saginaw County
- Entirely in the county (99% or more of its land)
- Shared, mostly in this county
- Shared, mostly in other counties
- Neighboring counties
Each area is a ZIP code with its number where it fits. Hover over one to see its name.
All ZIP codes in Saginaw County
| ZIP code | Main city | Population | Land in the county | Residents in the county |
|---|---|---|---|---|
| 48415 | Birch Run | 8,918 | 95% | ≈ 8,415 |
| 48417 | Burt | 2,222 | 100% | 2,222 |
| 48457 | Burt | 8,770 | 27% | ≈ 924 |
| 48460 | New Lothrop | 2,701 | 40% | ≈ 1,168 |
| 48601 | Saginaw | 31,601 | 100% | 31,601 |
| 48602 | Saginaw | 27,127 | 100% | 27,127 |
| 48603 | Freeland | 27,757 | 100% | 27,757 |
| 48604 | Zilwaukee | 11,011 | 96% | ≈ 10,861 |
| 48607 | Saginaw | 1,614 | 100% | 1,614 |
| 48609 | Shields | 11,966 | 100% | 11,966 |
| 48614 | — | 943 | 95% | ≈ 919 |
| 48616 | Chesaning | 7,577 | 98% | ≈ 7,505 |
| 48623 | Freeland | 15,129 | 64% | ≈ 12,096 |
| 48626 | Hemlock | 5,766 | 88% | ≈ 5,211 |
| 48637 | Merrill | 3,024 | 69% | ≈ 2,071 |
| 48638 | Saginaw | 12,875 | 100% | 12,875 |
| 48649 | Oakley | 1,699 | 94% | ≈ 1,622 |
| 48655 | St. Charles | 5,760 | 100% | 5,760 |
| 48708 | Bay City | 25,635 | 6.3% | ≈ 335 |
| 48722 | Bridgeport | 3,127 | 100% | 3,127 |
| 48724 | — | 1,229 | 100% | 1,229 |
| 48734 | Frankenmuth | 7,746 | 90% | ≈ 7,407 |
| 48747 | — | 1,549 | 3.9% | ≈ 35 |
| 48757 | Reese | 3,708 | 26% | ≈ 931 |
| 48807 | — | 658 | 20% | ≈ 220 |
| 48831 | Elsie | 3,088 | 21% | ≈ 543 |
| 48841 | Henderson | 729 | 21% | ≈ 161 |
They also touch the county with under 1% of their land, so they aren’t counted: 48420.
ZIP codes shared with other counties
These 17 ZIP codes have part of their land in another county. The first figure is the share of their land in Saginaw County; then, where the rest lies.
- 48415 (Birch Run): 95% here; 2.9% in Tuscola County and 1.9% in Genesee County.
- 48457 (Burt): 27% here; 73% in Genesee County.
- 48460 (New Lothrop): 40% here; 60% in Shiawassee County.
- 48604 (Zilwaukee): 96% here; 4.0% in Bay County.
- 48614: 95% here; 5.0% in Gratiot County.
- 48616 (Chesaning): 98% here; 1.7% in Shiawassee County.
- 48623 (Freeland): 64% here; 24% in Midland County and 12% in Bay County.
- 48626 (Hemlock): 88% here; 12% in Midland County.
- 48637 (Merrill): 69% here; 19% in Midland County and 12% in Gratiot County.
- 48649 (Oakley): 94% here; 5.8% in Shiawassee County.
- 48708 (Bay City): 6.3% here; 94% in Bay County.
- 48734 (Frankenmuth): 90% here; 10% in Tuscola County.
- 48747: 3.9% here; 96% in Bay County.
- 48757 (Reese): 26% here; 66% in Tuscola County and 7.4% in Bay County.
- 48807: 20% here; 80% in Gratiot County.
- 48831 (Elsie): 21% here; 45% in Clinton County, 33% in Shiawassee County, and 1.9% in Gratiot County.
- 48841 (Henderson): 21% here; 79% in Shiawassee County.
Cities and prefixes
By main city (the city, town or CDP each ZIP shares the most land with), the ones with the most are Saginaw (4), Burt (2), Freeland (2), Bay City (1), Birch Run (1), and Bridgeport (1); 18 places in all.
They start with 4 different three-digit prefixes, one per USPS sorting center: 484, 486, 487, and 488.
Neighboring counties
Each one with its ZIP codes. Those without a page of their own open in the tool.
Tools for this county
Sources
- U.S. Census Bureau, 2020 ZCTA to County, ZCTA to Place and ZCTA to Census Tract Relationship Files (and the 2022 County Subdivision to ZCTA file for Connecticut). Public domain.
- U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates, table B01003 (population of each ZIP code, census tract and Connecticut town). Public domain.
- U.S. Census Bureau, Vintage 2025 Population Estimates (county population) and 2025 Gazetteer Files (land area and interior point of each ZIP code). Public domain.
- U.S. Census Bureau, Cartographic Boundary Files: ZCTAs 2020 and counties 2025, 1:500,000; county adjacency file 2025. Public domain.
How we count. ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas (ZCTAs), the areas it draws to match USPS ZIP codes; ZIPs with no area of their own (PO boxes, single buildings) aren’t included. A ZIP can cross county lines: “Land in the county” is the exact share of its land inside, from the Census relationship files. “Residents in the county” is the whole ZIP for those entirely inside; for shared ones it’s an estimate, spreading the people of each census tract over the land it shares with the ZIP. Population: ACS 2020–2024. Methodology.
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